$Ballpark Cards

The Platinum Card from American Express

American Express · US
Sign-up bonus
as high as 175,000 Membership Rewards (US)
Annual fee
$895
Purchase APR
19.49–28.49% (varies by applicant)
Cash advance APR
28.74%
Penalty APR
29.99%
FX markup
0% (no fee)
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

Amex publishes this as a personalized range ceiling — offers vary by applicant and you may not be eligible for one. Not comparable to a flat sign-up bonus, and excluded from our rankings.

How to earn it

Spend $12,000 · within 6 months

Earn rates

Benefits

Disclosure documents

History

Tracked since 2026-07-21 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.

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