Bank of America Customized Cash Rewards Credit Card
Bank of America · US
Sign-up bonus
$200 cash back
Annual fee
$0
Purchase APR
17.49–27.49% (varies by applicant)
Cash advance APR
—
Intro purchase APR
0% for 15 months
Intro balance-transfer APR
0% for 15 months
Penalty APR
29.99%
Balance-transfer fee
3% for 60 days, then 5%
FX markup
3%
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23
How to earn it
Spend $1,000 · within 90 days
Where this issuer's pages disagree
balance transfer fee min: we publish — (schumer_box); the issuer's marketing api served minimum $0 on the same day. The card's Schumer Box states the transfer fee as a percentage with NO dollar minimum; the marketing CMS key INTEREST_RATES_FEES_BT_FEE asserts a $0 minimum. An absent term is not a published zero, so the column stays NULL.
Disclosure documents
rates and fees json · 2026-07-31
History
Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.