Upromise World Mastercard

Barclays · US

Sign-up bonus

100 Upromise Cash Back Rewards

Annual fee

Purchase APR

18.49–29.49% (varies by applicant)

Cash advance APR

29.74%

Intro balance-transfer APR

0% for 15 months

Rate formula

Prime 6.75% + 11.74–22.74%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

How to earn it

Spend $500 · within 90 days

Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.