Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23
Bonus breakdown
spend bonus: 50,000 pts (spend $4,000 · everyday spend only — bilt housing payments do not count toward the $4,000 requirement · within 3 months)
other: — (spend $4,000 · bilt gold elite status, awarded with the points on the same everyday spend requirement; valid for the rest of the qualifying calendar year, all of the next, and through january 15 of the year after that · within 3 months)
approval: — ($300 in bilt cash credited on or about the account open date, with no spend requirement (bilt cash is annually-expiring, partner-redeemable bilt-ecosystem credit, not a statement credit and not us dollars))
Spend $4,000 · within 90 days · within 3 months
Earn rates
2× Other eligible purchases
Benefits
$200 Bilt Cash Benefit
$400 Bilt Travel Hotel Credit
Disclosure documents
offer terms pdf
rates and fees pdf · 2026-01-14
History
Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.