Capital One Spark Classic Card

Capital One · US

Sign-up bonus

—

Annual fee

Purchase APR

28.99%

Cash advance APR

28.99%

Penalty APR

32.9%

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

Disclosure documents

Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.