IHG One Rewards Traveler Credit Card

Chase · US

Sign-up bonus

125,000 IHG One Rewards

Annual fee

Purchase APR

19.49–27.99% (varies by applicant)

Cash advance APR

28.74%

Penalty APR

29.99%

Rate formula

Prime 7% + 12.49–20.99%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-10-11

How to earn it

Spend $2,000 · within 3 months

On October 4, 2026, IHG One Rewards Traveler Credit Card raised its public sign-up bonus from 80,000 to 125,000 IHG One Rewards.

Figures are the issuer's stated public control offer, captured 2026-10-11.

Tracked since 2026-07-22 (15 snapshots).