$Ballpark Cards

Chase Sapphire Preferred Credit Card

Chase · US
Sign-up bonus
75,000 Chase Ultimate Rewards
Annual fee
$95
Purchase APR
19.24–27.49% (varies by applicant)
Cash advance APR
28.49%
Penalty APR
29.99%
Rate formula
Prime 6.75% + 12.49–20.74%
FX markup
0% (no fee)
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

How to earn it

Spend $5,000 · within 3 months

Earn rates

Disclosure documents

History

Chase Sapphire Preferred Credit Card's public sign-up bonus dropped from 100,000 to 75,000 Chase Ultimate Rewards on August 2, 2026.

Figures are the issuer's stated public control offer, captured 2026-08-23.

Tracked since 2026-07-22 (7 snapshots).

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