Southwest Rapid Rewards Plus Credit Card

Chase · US

Sign-up bonus

50,000 Southwest Rapid Rewards

Annual fee

$99

Purchase APR

19.24–27.74% (varies by applicant)

Cash advance APR

28.49%

Penalty APR

29.99%

Rate formula

Prime 6.75% + 12.49–20.99%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

How to earn it

Spend $1,000 · within 3 months

2× points on Southwest Airlines purchases and on the first $5,000 in combined purchases at gas stations and grocery stores per year
1× points on all other purchases

Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.