United Club Business Card

Chase · US

Sign-up bonus

up to 110,000 United MileagePlus miles

Annual fee

$695

Purchase APR

19.74–28.24% (varies by applicant)

Cash advance APR

28.49%

Penalty APR

29.99%

Rate formula

Prime 6.75% + 12.99–21.49%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

The full amount requires completing every spending tier below.

Bonus breakdown

spend bonus: 100,000 pts (spend $5,000 · within 3 months)
other: 10,000 pts (add an authorized user in the first 3 months from account opening · within 3 months)

Tracked since 2026-07-23 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.