Citi / AAdvantage Platinum Select World Elite Mastercard
Citi · US
Sign-up bonus
80,000 American Airlines AAdvantage
Annual fee
$0 first year, then $99
Purchase APR
19.49–29.49% (varies by applicant)
Cash advance APR
29.74%
Penalty APR
29.99%
Rate formula
Prime 6.75% + 12.74–22.74%
FX markup
0% (no fee)
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23
Bonus breakdown
spend bonus: 80,000 pts (spend $3,500 · within 4 months)
Spend $3,500 · within 4 months
Where this issuer's pages disagree
balance transfer fee pct: we publish 5% (terms_api); the issuer's marketing api served 50% on the same day. Citi's marketing API reports this fee mis-scaled by a factor of 10; the Schumer Box figure is authoritative.
Disclosure documents
rates and fees json · 2026-08-23
History
Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.