$Ballpark Cards

Citi Strata Elite Card

Citi · US
Sign-up bonus
75,000 Citi ThankYou Points
Annual fee
$595
Purchase APR
20.49–28.49% (varies by applicant)
Cash advance APR
29.74%
Penalty APR
29.99%
Rate formula
Prime 6.75% + 13.74–21.74%
FX markup
0% (no fee)
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

Bonus breakdown

Spend $6,000 · within 3 months

Earn rates

Where this issuer's pages disagree

Disclosure documents

History

Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.

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