Navy Federal Visa Signature Flagship Rewards Credit Card
Navy Federal · US
Sign-up bonus
35,000 Navy Federal Rewards Points
Annual fee
$49
Purchase APR
14.74–18% (varies by applicant)
Cash advance APR
18%
Penalty APR
18%
FX markup
0% (no fee)
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23
How to earn it
Spend $3,500 · within 90 days · apply by 2027-01-03
Earn rates
3× 3X points on travel
2× 2X points on everything else
Where this issuer's pages disagree
cash advance fee min: we publish None at a Navy Federal branch or ATM; otherwise $0.50 domestic / $1.00 foreign per transaction (schumer_box); the issuer's product page served No cash advance fees on the same day. The product page's fees checklist states a flat 'No cash advance fees' while the card's own Application Disclosure prices non-Navy-Federal ATM advances; no single go-to fee is published, so the fee columns stay NULL.
Disclosure documents
other pdf · 2026-06-05
rates and fees pdf · 2026-01-07
History
Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.