Cathay World Elite Mastercard

Synchrony · US

Sign-up bonus

38,000 Asia Miles (Cathay Pacific)

Annual fee

$99

Purchase APR

24.99–30.99% (varies by applicant)

Cash advance APR

34.99%

Rate formula

Prime 6.75% + 18.24–24.24%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

How to earn it

Spend $3,000 · within 90 days

3× 3 Asia Miles per $1 on all eligible Cathay Pacific and HK Express travel and in-flight purchases
2× 2 Asia Miles per $1 on dining and eligible dining delivery services
1× 1 Asia Miles per $1 on everything else, where Mastercard ® is accepted worldwide

Tracked since 2026-07-24 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.