Sam's Club Mastercard

Synchrony · US

Sign-up bonus

—

Annual fee

—

Purchase APR

20.15–28.15% (varies by applicant)

Cash advance APR

—

Rate formula

Prime 6.75% + 13.4–21.4%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-10-11

Disclosure documents

Tracked since 2026-07-24 (15 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.