TD FlexPay Credit Card

TD Bank · US

Sign-up bonus

—

Annual fee

Purchase APR

17.49–27.49% (varies by applicant)

Cash advance APR

28.74%

Intro balance-transfer APR

0% for 18 months

Balance-transfer fee

3% for 90 days, then 5%

FX markup

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

Disclosure documents

Tracked since 2026-07-24 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.