USAA Preferred Cash Rewards Visa Signature Credit Card

USAA · US

Sign-up bonus

$200 cash back

Annual fee

Purchase APR

15.4–27.4% (varies by applicant)

Cash advance APR

—

Intro balance-transfer APR

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-10-11

How to earn it

Spend $1,000 · apply by 2026-11-01

USAA Preferred Cash Rewards Visa Signature Credit Card's sign-up bonus fell $50 , from $250 to $200, on September 6, 2026.

Figures are the issuer's stated public control offer, captured 2026-10-11.

Tracked since 2026-07-24 (15 snapshots).