USAA Cashback Rewards Plus American Express Credit Card
USAA · US
Sign-up bonus
$200 cash back
Annual fee
$0
Purchase APR
15.4–27.4% (varies by applicant)
Cash advance APR
—
Intro balance-transfer APR
0%
FX markup
0% (no fee)
Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23
How to earn it
Spend $1,000 · apply by 2026-09-01
Where this issuer's pages disagree
spend window days: we publish spend by 2026-12-01 (fixed deadline) (offer_api); the issuer's product page served within 90 days of account opening on the same day. The typed storefront offer states a fixed calendar spend deadline while the marketing page states a rolling 'within N days of account opening' window; the structured offer is the accountable surface, so the fixed campaign dates load and the rolling-window columns stay NULL.
Disclosure documents
rates and fees json
History
Tracked since 2026-07-24 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.