U.S. Bank Smartly Visa Signature Card

U.S. Bank · US

Sign-up bonus

—

Annual fee

Purchase APR

18.24–28.24% (varies by applicant)

Cash advance APR

30.49%

Intro purchase APR

0% for 12 months

Intro balance-transfer APR

0% for 12 months

FX markup

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

Disclosure documents

Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.