Wells Fargo Active Cash Card

Wells Fargo · US

Sign-up bonus

$100 cash back

Annual fee

Purchase APR

18.74–28.74% (varies by applicant)

Cash advance APR

29.74%

Intro purchase APR

0% for 12 months

Intro balance-transfer APR

0% for 12 months

Balance-transfer fee

3% for 120 days, then 5%

Rate formula

Prime 7% + 11.74–21.74%

FX markup

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-10-11

How to earn it

Spend $500 · within 3 months

Wells Fargo Active Cash Card's public sign-up bonus dropped from $200 to $100 on September 6, 2026.

Figures are the issuer's stated public control offer, captured 2026-10-11.

Tracked since 2026-07-22 (15 snapshots).