One Key Mastercard

Wells Fargo · US

Sign-up bonus

250 OneKeyCash

Annual fee

Purchase APR

18.49–28.49% (varies by applicant)

Cash advance APR

28.49%

Rate formula

Prime 6.75% + 11.74–21.74%

FX markup

0% (no fee)

Fees/APR in USD; SUB in raw points or USD; logged-out public offer, captured 2026-08-23

How to earn it

Spend $1,000 · within 3 months

Tracked since 2026-07-22 (7 snapshots). As the archive grows, sign-up-bonus and fee changes appear here.