American Express Essential Credit Card

American Express · CA

Sign-up bonus

—

Annual fee

$25

Purchase APR

12.99%

Cash advance APR

12.99%

Fees/APR in CAD; SUB in raw points or CAD; logged-out public offer, captured 2026-07-09

Disclosure documents

Tracked since 2026-07-09 (1 snapshot). As the archive grows, sign-up-bonus and fee changes appear here.