Fees/APR in CAD; SUB in raw points or CAD; logged-out public offer, captured 2026-07-09
Earn rates
2× On dining & food delivery purchases in Canada
2× On travel
1× On everything else
Benefits
$200 Annual Dining Credit
$200 Annual Travel Credit
Up to $240 in statement credits with Instacart
What your points are worth
Cash / statement credit: 0.70¢–1.00¢ all
Flights (portal): 1.00¢ guaranteed · up to 1.50¢ best case — at the grid band's max fareall
Program-published redemption rates for Membership Rewards, captured 2026-07-09. Cents per point, per lane. A grid ceiling is the best case (you realize it only at the band's max fare); transfer-partner value is subjective and not shown.
Disclosure documents
cardmember agreement pdf · 2025-04-30
History
Tracked since 2026-07-09 (1 snapshot). As the archive grows, sign-up-bonus and fee changes appear here.