Fees/APR in CAD; SUB in raw points or CAD; logged-out public offer, captured 2026-07-09
Bonus breakdown
spend bonus: 50,000 pts (spend $3,000)
Spend $3,000 · within 90 days
Regional APR
QC: purchase 21.99%
Earn rates
50× Gas at Esso™ and Mobil™
50× Health and beauty
40× Groceries stores
40× Clothing
10× Everywhere else
What your points are worth
Merchandise: 0.10¢ all
Program-published redemption rates for PC Optimum, captured 2026-07-09. Cents per point, per lane. A grid ceiling is the best case (you realize it only at the band's max fare); transfer-partner value is subjective and not shown.
Disclosure documents
disclosure summary pdf · 2026-05-28
insurance pdf · 2023-10-30
History
Tracked since 2026-07-09 (1 snapshot). As the archive grows, sign-up-bonus and fee changes appear here.