Fees/APR in CAD; SUB in raw points or CAD; logged-out public offer, captured 2026-07-09
Bonus breakdown
approval: 35,000 pts
other: 65,000 pts
Regional APR
QC: purchase 21.99%
Earn rates
1.25× everyday purchases
Benefits
Auto Rental Collisions Loss Damage
Emergency Purchases
Flight Delay
Hotel Motel Burglary
Mobile Device Insurance
Out Of Province Emergency Medical
Purchase Security Extended Warranty
Stolen Baggage
Travel Accident
Trip Cancellation
Trip Interruption
What your points are worth
Rail: 0.58¢ ion
Flights (portal): 1.00¢ guaranteed · up to 2.14¢ best case — at the grid band's max fare
Program-published redemption rates for RBC Avion, captured 2026-07-09. Cents per point, per lane. A grid ceiling is the best case (you realize it only at the band's max fare); transfer-partner value is subjective and not shown.
Disclosure documents
cardmember agreement pdf
disclosure pdf
insurance pdf · 2023-08-03
History
Tracked since 2026-07-09 (1 snapshot). As the archive grows, sign-up-bonus and fee changes appear here.